OG VERBAL REVIEW TC Analysis

When she first came to France from Bulgaria, she was hardly the …student
she later made herself out to be, since she had access to considerable family
wealth

A naïve
B precocious
C impecunious
D ambitious
E assiduous

I got the correct answer however initially I was thinking complete opposite logic, and the synonyms of rich was not mentioned in the choices, (let alone anything on money except C) so that made me recheck my approach,
However @gregmat I was initially thinking like this , where did I falter, I am unable to be specific with my error as what exactly I did wrong here ,

When She come first (Initial Time)
She later made (Later time) SINCE giving the idea as She was rick

so Initially She was Poor so She hardly was rich…so blank will be synonyms or rich

I know I thought the opposite but how exactly I slipped here, it it some grammar mistake?? because since part is written HAD so that should be her initial state ? but can not it say the later idea this way , the way I thought in the beginning ?
I know this question would sound silly but I am asking because I could commit the same mistake unless I know what exactly I thought wrong.

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The phrase “since she had access to considerable family wealth” imply that she had this wealth before she came to France. The contrast is between her initial wealthy state and the persona she later adopted. so, we need to look for word that has the idea of poor or Greg would probably put no-wealth as he loves reusing words from the question

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